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MyWacc
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Corporate finance with its own technology

Your finances get decided late, with nobody accountable. That is what we fix.

The bookkeeper closes once a month, after the fact. A valuation that does not survive the tax authority, an auditor or a partner is worthless. And if you invest, the companies in your portfolio send you their numbers when they choose to, if at all. MyWacc does corporate finance with its own engine: it runs agentic administration the day it happens, analyses the numbers the way a financial analyst would, backs and defends the valuation, and reads it all straight from the tax authority. Getting started costs nothing.

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No card · or book 20 minutes

40+valuation and M&A engagements
200+listed companies analysed
The 12thyour VAT return ready
1 UFa month for the full plan; the basic one is free
Valuation

A valuation that does not survive the tax authority, the auditor or the partner is worthless.

The platform produces the report in minutes, with the cost of capital broken down, and says what is missing instead of inventing it. MyWacc produces the advisory engagement, and defends it against whoever questions it.

Example with test data · equity value range
UF 48,000 – 56,000
DCF · cost of capital broken down · scenarios and sensitivities
Report from 5 UF → Listed company

With your accountant, or without one

If you have an accountant, they keep the books and we run what nobody runs. If you do not, Waki prepares and you decide.

It does not invent figures

If it does not have a number, it says so and points you to where to load it. Every report has preconditions.

You file and pay with your credentials

Waki prepares. Anything filed or sent goes out with your mandate and your confirmation, every time.

The analysis a financial analyst would do

How your company is doing, how much debt it can carry, and what it is worth. Every month, and nobody does it today.

The external accountant charges 1 to 2 UF and does their part well. What they do not do is do it on time, or the analysis a financial analyst would do for your company: results, cash, credit, value and customer risk.

Your accountant, 1 to 2 UF a month

Once a month, sometimes once a year.

BookkeepingVATAnnual returnSocial security filingsSeverance settlementsReconciliation

Nobody

A finance manager costs on the order of 105 UF a month. A twenty-person company rarely hires one.

Today's cash with alertsWorking capitalMonth-end close on timeFX exposureHeadcountHow much debt you can carryRating and probability of defaultWhat your company is worthRisk of each customerValue driversProject appraisalCapital raising

How the company is doing

Monthly results read from your tax documents and payroll: revenue, margins and expenses against the previous month and the same month last year, with the close in draft on the first business day and final on the 13th. What went up, what went down, and why.

Example with test data: revenue +8 % year on year, gross margin 31 % (−2 points), staff costs +14 %.

Your cash, today

Today's estimated cash with payable and receivable alerts, working capital, FX exposure, and the month-end close in draft on the first business day and final on the 13th. Not the balance on an old bank statement.

Example with test data: CLP 18,430,000 at close, two receivables at risk for CLP 3,120,000.

Credit and value

How much debt you can carry: coverage, leverage, internal rating and probability of default, with the credit memo ready for the bank. And what you are worth: a full discounted cash flow with the cost of capital broken down and a range, as a PDF in Spanish or English.

Example with test data: interest coverage 4.1×, net debt / EBITDA 1.8×.

Who owes you, and how risky they are

A traffic light by tax ID for your 20 main customers: tax authority, treasury, labour directorate, insolvency bulletin and unpaid social security. An email alert the day one changes.

Example with test data: 17 green, 2 amber, 1 red for unpaid social security.

Risk data comes from Chile's tax authority, treasury, labour directorate and social security clearing house.

What we do

Four services, one team and one engine

Pick yours. Prices in UF, Chile's inflation-indexed unit, net of VAT; USD figures are approximate references. Annual billing comes with 2 months free on everything recurring.

MyWacc report

5 UF ≈ USD 207 · 4 UF for your first one from Pulso

The platform produces it in minutes. For a listed company the name is enough; for a private company, your data.

  • Value range —or a recommendation, if listed— with the thesis behind it.
  • Discounted cash flow with the cost of capital broken down: risk-free rate, market premium, country risk, size premium, beta, capital structure and cost of debt. Not a one-line WACC.
  • Enterprise-to-equity value bridge, with net financial debt stated explicitly.
  • Scenarios and sensitivities.
  • Risks, financial statements and ratios.
  • PDF in Spanish or English. Download it, get it by email, or ask for it on Telegram.
Listed company → Private company, with my company's tax ID →

Advisory engagements

On quote · a named person responsible

MyWacc produces them, and defends them against whoever questions them.

  • Advised valuation of a company or a group with subsidiaries: partner entries and exits, reorganisations, shareholder decisions.
  • Fairness opinion on the price of a transfer or transaction, including related parties.
  • IAS 36 impairment test: value in use by cash-generating unit, for year-end close and external auditors.
  • Credit memo for structured bank financing.
  • Board presentation.
  • Specialised valuation: banks and insurers by dividends, real estate funds, financial companies by their model.
What each engagement includes

A fixed project of 30 business days from complete receipt of the information:

  • The auditable Excel model, open and without passwords.
  • Presentation of results to management.
  • Comments incorporated with no limit on rounds within the deadline.
  • Technical defence before Chile's tax authority for the full ordinary statute of limitations, with no hourly charge and no charge per information request.

Payment: 50 % on acceptance of the proposal, 30 % on first complete draft, 20 % on final version. Engagements are carried out by MyWacc's founders, Enrique Sepúlveda Araya and Mauricio Banchieri.

Report or engagement? Three questions →

The platform produces the report in minutes. MyWacc produces the advisory engagement, and defends it against whoever questions it.

Three questions and you will know which one you need

One engagement at a time, 30 business days: we take on few and do them properly.

1. What do you need it for?
2. Do you have to file or present it to anyone?
3. Will a third party review it?

Your quota is visible: we warn you at 80 % and offer a block before cutting anything off. Payment by Flow; above 20 UF, by bank transfer. Anything filed or sent —tax returns, payroll filings, severance settlements— only with your mandate and your confirmation, and, if you have an accountant, alongside them too: MyWacc works with yours or without one.

What stands behind this

The team behind the valuations filed with Chile's tax authority built the engine that prices your company in ten seconds

That is what makes the free tier credible. Under the MyWacc name since 2023 and, before that, in investment banking and M&A boutiques.

40+valuation and M&A engagements in Chile and Latin America
200+listed companies analysed by the engine, with industry and country
30 daysbusiness days per engagement, with defence before the tax authority included
2023MyWacc SpA, Santiago. Backed by CORFO and UDD

Our reports have been used in corporate reorganisations, partner entries and exits, impairment tests reviewed by external auditors, structured bank financing and sale processes.

Subsidiary of an international industrial groupCorporate reorganisation2026
Steel solutions group, subsidiary of a listed steelmakerValuation2025
Multinational services groupStructured bank financing2025-2026
Payments fintechIAS 36 impairment test for external audit2026
Agro-industrial and logistics holdingValuation
Electrical supplies distributorPartner entry and exit
Pharmacy chain and wholesale drug distributorValuation
Pharmaceutical and dermocosmetics laboratoryValuation
Outpatient healthcare networkCapital raising
Family-owned machinery rental companyValuation

Recent engagements. For confidentiality, no further details are disclosed.

Examples

This is what the work looks like. With a date on it.

It all arrives by email. You reply and Waki carries on. Nobody in your company has to log in and operate it.

Examples with test data · Compañía SpA

VAT return readythe 12th

«Draft saved with the tax authority for CLP 4,182,370. The provisional tax rate on file differs from the one the authority proposes, and I am showing you both.»

You file and pay with your credentials.

Payroll filingthe 5th

«Contracts that arrive by email join the payroll; the filing goes out on the 5th.»

With your mandate and your confirmation on every submission.

A contractTuesday

«I read it, pulled out the parties and the term, and decided it does not belong in payroll: professional fees, withholding under code 151.»

A severance settlementsame day

«Years-of-service indemnity, notice pay, pro-rata holiday, notice letter as a PDF and, before going further, check statutory protection (art. 174).»

A receipt from a photo9:10

«Recorded with the photo as backing; no VAT credit, counts as an expense.»

New tax documents9:10

«Three new documents classified by account, without you opening anything.»

Valuation report ready6 minutes later

«Equity value range UF 48,000 – 56,000. Cost of capital 11.4 %, broken down; three scenarios with their sensitivities. The detail of financial debt at close is missing: I flagged it as a precondition and show you where to load it.»

Valuation · PDF in Spanish or English.

Your portfolio, read from the tax authoritythe 1st · 08:30

«Of the 12 companies in your portfolio, 10 unchanged. Retail Ltda.'s cash fell 12 % this month and Software SpA shows new unpaid social security. Revenue, cash, runway and labour obligations for each, on the dashboard and through the API.»

Portfolio monitoring · a single authorisation in the fund's name.

Report under your brand, deliveredsame day

«Your client Compañía SpA asked what the company is worth and how much debt it can carry. The report went out under your brand and your name; interest coverage is 4.1× and the memo for the bank is attached.»

For accountants · 2.5 UF per report under your brand.

Start free with my company's tax ID
It decides, and tells you why

Not a configured rule. Judgement, with the reasoning beside it.

Applied to a case nobody anticipated, written down so you can review it before you decide.

The severance settlement

It calculated years-of-service indemnity, notice pay and pro-rata holiday, and before going further it flagged that statutory protection under article 174 has to be checked.

The contract

It classified the contract as professional fees rather than payroll, with withholding under code 151, and said why.

Your data is protected.

Our own infrastructure and our own model: nothing goes out to third-party AI providers. Credentials are kept only while your plan is active. Rights of access, rectification, erasure and objection, answered within 30 days.

How we protect your data →
The team

The team behind MyWacc

The MyWacc team comes from corporate finance and M&A: investment banking at Credit Suisse, including the analyst programme in New York, M&A boutiques and Enpas Capital, before founding MyWacc in 2023. It has worked on company sales, acquisitions, debt issuances in international markets and valuations for public transactions, and brings that same experience to every engagement and to the platform's engine.

Engagements are carried out by MyWacc's founders:

Enrique Sepúlveda Araya Mauricio Banchieri

Backed by

CORFO Universidad del Desarrollo

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