MyWacc reads your company straight from the SII (Chile's tax authority), gets your F29 and Previred payroll file ready, and tells you how much cash you have today and who owes you.
Now with your own figures: inside the Pulse, enter your sales and purchases for the month and see your estimated F29, how much to set aside and when each payment is due. No password needed.
Are you an accountant? Accountant program · Do you invest or lend? Investors
The Pulse: what your company is worth and how it is doing, free, with just your company RUT (tax ID). No card, in seconds. We are not an ERP and we do not replace your accountant: we are the administration and finance department your small business does not have.
You reach the 28th and only then see there is not enough to pay salaries.
You kept selling to them, and by the time you notice the money is gone.
You need the loan by Friday and have neither the cash flow nor the debt analysis.
You are charged a VAT you did not expect and do not know where each number comes from.
We keep your day-to-day books (F29, Previred, reconciliation, payroll) and, on that base, we do the analysis nobody does for you today: cash, clients, debt, value and decisions. Wacky, MyWacc's analyst, answers with your own data. We are not an ERP and we do not replace the accountant.
Today: you see the bank balance, not how long you can last.
Estimated cash today and the months of cash you have left, with alerts for payments and collections. Not the balance of an old statement.
Today: a large client stops paying and you learn late.
A traffic light (green, yellow or red) per client from SII, Treasury and Labor Directorate data, how much your sales depend on a few clients, and an alert the day one changes.
Today: nobody warns you; you see it at month end.
Alerts by email and WhatsApp when cash drops, an F29 is due or a client changes color.
Today: you do not know how much credit you can carry or what the bank will say.
Whether your profits cover the interest, how much you owe against what you generate and your credit risk, with an editable analysis to take to the bank.
Today: a partner, a bank or a buyer asks and you have no answer.
A value range with the reasoning and a valuation report as a PDF, in Spanish or English.
Today: your partners ask for a report and you build it by hand.
The presentation comes built with your numbers and is editable.
See how it looks: credit analysis for the bank (sample) · board presentation (sample)
Today: is the machine, the premises or the new branch worth it?
Evaluates a project with its cash flow and return, and shows how much it changes if the assumptions change.
Today: you do not know what happens if the dollar rises or sales fall.
Runs scenarios and shows how much your cash or value changes with each assumption.
Today: expenses go up and you do not know which.
Sorts your purchases by account and supplier and shows what rose against the previous month and the same month last year.
Today: you do not know how you compare with your industry.
Industry and country analysis, and of more than 200 listed companies, to put you in context.
Today: the F29 arrives with a surprise.
On the 12th you have the F29 proposal ready, with the source of every number and the differences from last month. You or your accountant log in, review and accept with your signature.
Today: contracts, severance and payroll at the last minute.
Reads the contracts that arrive by email, calculates severance and leaves the Previred payroll file ready on the 5th.
Today: the statement and the sales do not match and nobody knows why.
Matches your bank statements with your sales and payments and tells you what does not match.
Pick the one that gives you more peace of mind. You can start without giving any password.
You download your tax folder from the SII and upload it. MyWacc reads it, builds your month and tells you what is missing. You hand over no password.
MyWacc signs in to the SII for you and keeps your month up to date by itself, without you uploading anything each time.
Advantage: you hand over no password and you can start today.
Drawbacks:
Advantages:
Drawback: you hand over the password. It is stored encrypted, the team does not see it and you revoke it in one click.
You can start with the folder and connect the password when you trust us.
It is stored encrypted in a secrets-management service; the MyWacc team does not see it or need it to operate.
On Amazon servers in the US, encrypted. Chile's data law (21.719) applies all the same.
From the app with “Disconnect the SII”, or by changing it at the SII.
One page per industry, with the typical numbers and what MyWacc shows you.
Seasonal contracts and sales in dollars.
Patients, agreements and slow payments.
Each project with its own cash and subcontractors.
Daily sales, suppliers and what delivery takes off.
Lots of small sales and suppliers who bill.
Parts, labor and clients who pay later.
Sales from abroad and a dollar that goes up and down.
Raw materials, production and large orders.
Contracts with large clients that pay at 90 days and the bank asking for numbers.
Don't see yours? See all industries
We are not an ERP and we do not replace the accountant. And if you do not have one, MyWacc runs your routine.
MyWacc prepares and leaves ready the F29 and Previred proposal with the source of every number; your accountant (or you) opens the link, reviews and accepts; the filing is done with their signature. Your accountant stays your accountant.
Your accountant can see what you see, read-only, without taking up a user seat.
MyWacc runs your monthly routine (F29, Previred, payroll and bank reconciliation) and leaves each filing ready; you log in, review and accept with your signature. Before accepting you see the draft and the source of every number.
And in both cases MyWacc adds the finance:
How much cash you have today, not an old bank statement balance, with alerts for payments and collections.
A traffic light (green, yellow or red) for each large client, and a warning the day it changes.
Whether your profits cover the interest, and the report ready to take to the bank.
A value range for your company, with the reasoning, as a PDF.
We connect your ERP, your payroll system and your point of sale, or you upload the file and MyWacc reads it.
The SII, the tax folder, your bank statements by email, Previred and your email.
Prices in UF, net of VAT. In pesos, at the day's UF. Annual with 2 months free.
You pay: never. Cancel: nothing to cancel.
Once a month, Wacky sends you your month, read. One company, one user.
Base reads, calculates and shows. It does not write to the SII or send to Previred. You pay: never. Cancel: disconnect whenever you want.
11 to 50: $82.500 (2 UF) · above 50: $165.000 (4 UF)
The same, the day it happens, and done. With Wacky by email, messaging, WhatsApp and chat.
Free until your first F29 is filed with MyWacc. From that month you pay in advance and the month runs; you leave whenever you want, with no minimum term.
Cancel whenever you want from your profile and the next month is not charged.
What your company is worth, with the reasoning, as a PDF in Spanish or English.
It costs 5 UF (4 UF the first one from the Pulse). If you already have 3 paid months of Administration and Finance, it is included; and if you buy it earlier, it gives you 3 months of the plan.
A pack of 30 more questions for 1 UF ($41.200). The work Wacky does by itself (F29, payroll, purchases and sales, reconciliation, alerts, traffic light) does not use up your questions.
By the size of your company. We work it out from the workers we already see in your SII or Previred data: we do not ask you.
Three companies in the same services group were weighing a sale. We combined their balance sheets and outstanding loans into one valuation, net debt included, so the owner could negotiate with a buyer from a single, clear base.
For confidentiality we omit names and any data that would identify the business.
A fast-growing company ran short of cash at year end. The valuation showed the problem was liquidity, not profitability, and gave the owner solid backing to ask for bridge financing.
For confidentiality we omit names and any data that would identify the business.
A wholesale distributor depended on contracts not yet signed. We valued two scenarios, with and without them, and the owner saw in numbers how much each closing was worth before making any decision.
For confidentiality we omit names and any data that would identify the business.
Enrique Sepúlveda replies, Monday to Friday, 8:00 to 19:00 (Chile time). First human reply within 1 business day; within 4 business hours if your F29 is due within 48 hours.
WhatsApp: +56 9 9236 7657, Monday to Friday, 8 to 19. It is a person's number, not an automated chat. Email is our preferred channel.
You set nothing up. No card.